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Our services

At State Housing Company Limited, we offer a comprehensive range of services including.

Estate Development

SHCL’s core mandate is the design and construction of residential estates across Ghana. The company provides affordable, sustainable, and quality housing solutions tailored to meet the needs of diverse income groups. From two-bedroom starter homes to larger family residences, SHCL ensures that every project meets modern standards of safety, functionality, and aesthetics. Beyond residential units, SHCL also undertakes the development of mixed-use facilities, integrating commercial, recreational, and social amenities to create well-planned communities.

Estate Management

To guarantee long-term value for homeowners, SHCL provides professional estate management services. This includes maintenance of shared facilities, security arrangements, sanitation, landscaping, and infrastructure upkeep. By doing so, SHCL ensures that its estates remain livable, orderly, and attractive for residents while protecting the investment value of properties.

Mortgage Facilitation

Recognizing that access to housing finance is one of the biggest barriers to homeownership, SHCL collaborates with leading financial institutions to provide flexible mortgage solutions. This partnership allows prospective homeowners to spread payments over extended periods, making housing more accessible and affordable for middle and low-income earners. SHCL also provides advisory support to clients navigating the mortgage process.

Leasing and Subleasing

In addition to outright property sales, SHCL provides leasing and subleasing options. This service is ideal for individuals, families, organizations, or institutions that require temporary or long-term use of SHCL properties without the burden of ownership. By offering flexible leasing arrangements, SHCL caters to the housing and accommodation needs of expatriates, corporate entities, and private individuals.

Regularization Services

Over the years, some occupants of SHCL properties may not have completed the necessary legal documentation. To address this, SHCL runs a regularization program to assist clients in legalizing their tenancy or ownership status. This service involves formalizing property documentation, resolving disputes, and ensuring that occupants have the necessary legal rights and security of tenure.

Ground Rent Administration

As part of its role as a property developer and land administrator, SHCL manages annual ground rent obligations for lessees. This ensures that all property occupants comply with legal requirements, while also generating revenue to maintain estate infrastructure and services. SHCL’s efficient ground rent system provides accountability, transparency, and ease of payment for clients.

our Impact

THE STATE HOUSING COMPANY LIMITED ADVANTAGE

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